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Today’s focus
Hilton Amex targeted Offer: spend $1,000, get 5,000 bonus points, up to 3 times
Some Hilton Honors American Express cards are showing a targeted Amex Offer: $1,000 in qualifying spend for 5,000 Hilton Honors bonus points
Delta business cards: limited-time welcome offers up to 200,000 SkyMiles, through Nov. 4
From Aug. 27 through Nov. 4, 2026, Delta and American Express are running limited-time welcome offers on the three SkyMiles business cards.
Aviator-to-Citi grandfathered perks: statements say they stop October 25, 2026
When Barclays Aviator Red and Silver moved to Citi Platinum Select and Globe in April, Citi labeled leftover Aviator perks as limited-time.
Hyatt wedding code HMOON: write it into the contract by end-2027 for up to 150,000 bonus points plus elite nights
World of Hyatt members who hold a wedding or commitment ceremony at a participating hotel can request code HMOON in the contract by December
Rakuten is stacking Bank of America cards: $250 on Travel Rewards, $150 on Customized Cash
As of August 2026, Rakuten’s store pages show an extra $250 cash back on Bank of America Travel Rewards and $150 on Customized Cash Rewards,
Transferable points for hotels in 2026: Hyatt split by card, Wells Fargo at 1:2, portal cpp is not the whole map
Hotel-side transferable points moved several times in 2026. Chase still sends Ultimate Rewards to Hyatt 1:1 from Sapphire Reserve, but Prefe
Citi AAdvantage Executive welcome offer: 125,000 miles after $15,000 in 5 months
Citi’s AAdvantage Executive page is showing a limited-time welcome: 125,000 AAdvantage bonus miles after $15,000 in purchases in the first 5
Wise HK Business: use inbound funds within 90 days. It is not a bank account
Wise’s help page for Hong Kong businesses says inbound funds must be used within 90 days: withdraw, send, or convert. No activity in that wi
QQQM vs QQQ: the fee split, and how to buy one share
Both are Invesco Nasdaq-100 ETFs. QQQM is 0.15%, QQQ is 0.18%, and one QQQM share is about half the price. Long holds usually look at QQQM;
Mercury IO’s new physical card is a Simone stone-texture edition. Standard shipping is free
Mercury shipped a special-edition IO card: ceramicist Simone Bodmer-Turner’s stone sculpture is printed on the card and the inner tray. Offi
How to earn and redeem Bilt Cash: housing points, accelerators, and monthly caps
Bilt Cash is a second currency, separate from Bilt Points, and it is dollar-for-dollar inside the Bilt ecosystem. Every member gets $50 in B
Chase Ink Business Premier guide: 2.5% cash back on $5k+ tickets
Ink Business Premier: $195 annual fee; public welcome offer often $10k in 3 months for $1,000 cash back; 2.5% on $5k+ purchases, 2% elsewher
OKX Card in Europe adds 50% back on Netflix, ChatGPT, and Claude
OKX Card users in the EEA can get 50% back on Netflix, ChatGPT, or Claude if they pay with USDG, up to €10 a month (the app shows 12 USDG).
Wiring dollars into Schwab, memo, fees, and arrival notes
International Schwab funding is a USD wire. Mainland clients open a foreign-currency account, buy dollars inside the SAFE convenience quota,
Walmart will take tap to pay in U.S. stores, starting August 24 at select locations
On 21 August 2026 Walmart said tap to pay will go live at select U.S. Walmart and Sam's Club stores from 24 August. The plan is every U.S. s
Schwab W-8BEN, how to file it and renew it every three years
Non-US tax residents at Charles Schwab file Form W-8BEN to claim foreign status. China and the US have an income-tax treaty, so dividend wit