OKX Card in Europe adds 50% back on Netflix, ChatGPT, and Claude

What happened

OKX added two cashback layers for OKX Card in the EEA. One is 50% back on Netflix, ChatGPT, and Claude. The other raises the usual 2% spend cap. Both pay in USDG to OKX Pay, not USDC.

The official subscription cashback FAQ, dated 19 August 2026, says the offer is only for selected EEA cardholders. Check the Card Reward page in the app. It starts at 09:00 GMT+2 on 19 August. The first monthly reward period runs through 31 August. If the offer is still on in a later calendar month, a new period starts on the first day of that month.

50% on subscriptions, €10 a month

Eligible subscription payments earn 50% back, up to €10 per calendar month. The FAQ equates that with 12 USDG. The in-app bar shows 0 / 12 USDG. VIP and non-VIP share the same ceiling. You can stack more than one of the three services, still inside that monthly cap.

The FAQ says pick a monthly plan, not annual, because the cap is monthly. Settle in USDG (Pay > OKX Card > Spending Order). Check out on the merchant’s own site. App Store or Google Play can post the charge under Apple or Google, so it will not match Claude, ChatGPT, or Netflix and will miss the extra cashback.

Payout waits until the card transaction fully settles, usually 1 to 5 business days. Refunds, reversals, disputes, and chargebacks do not count. The app warns that a purchase may take a few days to show in the progress box.

This extra cashback sits on top of regular card cashback and does not eat that cap. The campaign also has a €50,000 cashback budget each calendar month. When that is gone, the offer pauses for the rest of the month. Meeting the rules does not guarantee a payout after the budget is spent. OKX says it runs the campaign itself and that OpenAI, Anthropic, and Netflix are not sponsors.

2% spend, cap up to €20

A second app tile says everyday OKX Card spend usually earns 2%, and the monthly cap is doubled to €20 during the offer. Pay with USDG on qualifying purchases, limited supply, then the cashback hits OKX Pay after settlement.

OKX’s crypto card comparison page says the same: eligible users earn 2% regular cashback, and the current offer lifts the standard monthly cap from €10 to up to €20. VIP rates and caps stay as they are. Payout is still USDG.

The standing program is tiered. The ongoing cashback FAQ from 1 March 2026 lists non-VIP at 2% with a €10 cap, VIP 1 at 4% with a €300 cap, and higher VIPs at 5% or 10%. A €300 figure in the app is likely that VIP 1 ceiling, not this €20 promo. Any separate non-euro spend campaign should be read on the reward page itself.

Subscription cashback FAQ Ongoing cashback FAQ

Carddoger take

If you already hold an EEA OKX Card and already pay Netflix, ChatGPT, or Claude, open the in-app reward page and see if you are in the selected group. The extra 50% only works in USDG, on the merchant site, after settlement, and tops out around €10 a month. The 2% cap bump to €20 is a separate, limited lift for ordinary spend.

Annual plans, store-billed in-app purchases, and USDC settlement will not match this add-on, per the FAQ. The €50,000 monthly budget can shut the subscription offer early.

German users are looking at the same EEA card program, not a Germany-only card. Trust the live reward page and OKX Help. This is the 19 August FAQ plus the in-app screens. It is not advice to apply for a card.